The fun began bright & early here at the Arizona Biltmore, home of this year’s Acquire or Be Acquired conference. This annual event explores a bank’s financial growth opportunities — and brings a significant number of bank CEOs, board members and C-level executives to the desert. In this short video, I share a few key take aways from this morning’s presentations specific to the challenges being faced by bank CEOs in attendance. Sorry, no mention of a flat yield curve (even though the interest rate environment certainly merits more then just this mention).